Financial Planning...
Below are our articles on the subject of Financial Planning. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Annuities: What Are the Alternatives?
Over the years, annuities have gotten a bad press. They were originally intended as a safety measure to prevent people reaching retirement age...
Assessing Your Assets
For many people retirement is a time to take stock of their life and assess their overall gains, not just in terms of family and friends but also material worth....
Bank Loans for the Retired-What You Should Consider
In the past banks have been known to be less than understanding when it comes to bank loans for the retired or retired people applying for credit...
Calculating Retirement Income
Making the transition from work to retirement requires a certain amount of financial planning. Without a monthly salary to rely to rely on you will need to work out...
Choosing a Credit Card When Retired
Choosing a credit card when retired may not be a simple task, even if the applicant has a good credit score. This may simply be down to the fact that the retired...
Continuing to Work After Retirement Age
In Britain around 10% of people over the state pension age are still in employment, and there are around 6 millions people between the age of 50...
Could Tax Changes Ruin Your Retirement Plans?
In such difficult economic times, the Government is doing its best to ensure that everyone is forced to tighten their belts. Whilst it would be...
Dealing With a Deceased Partner's Money
When someone dies, money may be the last thing on the surviving partner’s mind. But unfortunately, financial matters have a way of coming to the...
Early Retirement
Some people have been working towards it their whole life some people see it as a not too realistic dream, and some people live in hope that their lottery ticket will...
Financing Retirement Challenges: World Economic Forum Report
For 40 years, the World Economic Forum has given impartial advice about an array of financial topics. A little while ago, it turned its attention...
Finding Alternative Retirement Funding Options
If you don’t have a pension, what alternative ways can you help fund your retirement?
Some people have avoided paying into a pension...
Health Insurance
Health insurance is a policy that you buy usually by paying monthly premiums that will cover the medical costs should you fall ill. Many people are now buying private...
Help With Financial Problems
The saying goes that with age comes wisdom but financial problems can be a major problem whatever your age. Financial problems are a worry and most people will come...
How to Start Your Own Investment Club
Ever fancied taking on the investment professionals at their own game? Increasing numbers of older investors are shunning equity funds and...
How Will the Budget Affect Pensioners?
How did pensioners fare in the recent emergency budget? Not particularly well, although the new Government’s first Budget managed to hit everyone...
Inheritance Tax
Inheritance tax was once seen as a tax on the rich but with earnings and property prices constantly rising in some parts of the country this tax now covers a wider...
Inheritance Tax: The Facts
The old saying goes that there are only two certainties in life: death and taxes. Never is this more true than with inheritance tax, which is paid on the estate when...
ISAS or SIPPS? Controlling Your Retirement Savings Pot
Personal pension plans have come in for a lot of criticisms in recent years, as many people have, upon retirement, either been disappointed at...
Life Insurance
In its most basic terms life insurance is a policy that you take out and pay for, usually monthly or annually, which financially protects you in the event of death. This...
Managing Your Cash During Retirement
For many people facing retirement, the nightmare scenario is that they live long enough to outlast their savings. If you want to manage your cash successfully during...
Maximise Your Earnings Past 65
Many people look forward to retirement and are determined to leave the working week behind. For many people, however, reaching retirement age is not a relaxing time....
Pensioners Facing a Dilemma Over Dividends
Who have been the biggest victims of the credit crunch and the global recession? Arguably, it is pensioners and those investors that rely on...
Pitfalls to Avoid With Your Retirement Savings
Knowing the pitfalls to avoid with your retirement savings won’t guarantee a financially stress free retirement, but it may help. Retirement...
Planning Ahead Financially
It’s often described as the longest holiday you will ever take but, unlike most holidays, planning ahead financially for your retirement should be a well thought out...
Reallocating Your Assets to Suit Retirement
Many financial experts believe that getting your asset allocation right is the most important decision you can make with regards to your...
Saving for Children and Retirement
Every parent wants to ensure that their children have the best financial start they can possibly have when the time comes to go it alone. Future financial problems...
Ten Important Facts About Annuities
Annuities are often considered to be a thorny and complicated subject for people facing retirement. Here are ten important facts about annuities that everyone needs...
The Excessive Retirement Charges Affecting Pensioners
Disturbing reports have emerged of financial hardship among thousands of pensioners living in private retirement developments. These pensioners...
Understanding the 'Open Market Option'
Sometimes financial jargon seems to be designed to confuse people. This is particularly true of the pensions market, where terms such as annuity...
Where to Get a Good Financial Advisor
With something as important as your finances it is vital that you receive the best advice you can. Recommendations on where to get a good...
Why BP's Oil Spill is a Disaster for UK Pensions
The BP oil leak off the Gulf of Mexico has had a significant impact on the environment, and has also dramatically depleted oil reserves. There...
Why Quantitative Easing is a Worry for Retirees
With the economic situation in the UK getting worse, the Bank of England made the unusual announcement of its intention to begin ‘quantitative...
