Financial Planning

The inflexibility of pension annuities has been a major source of frustration for pensioners for many years. However, since 2006 a number of...

For many people retirement is a time to take stock of their life and assess their overall gains, not just in terms of family and friends but also...

In the past banks have been known to be less than understanding when it comes to bank loans for the retired or retired people applying for credit...

Making the transition from work to retirement requires a certain amount of financial planning. Without a monthly salary to rely to rely on you will...

Choosing a credit card when retired may not be a simple task, even if the applicant has a good credit score. This may simply be down to the fact...

In Britain around 10% of people over the state pension age are still in employment, and there are around 6 millions people between the age of 50...

Some people have been working towards it their whole life some people see it as a not too realistic dream, and some people live in hope that their...

If you don’t have a pension, what alternative ways can you help fund your retirement? Some people have avoided paying into a pension either...

Health insurance is a policy that you buy usually by paying monthly premiums that will cover the medical costs should you fall ill. Many people are...

The saying goes that with age comes wisdom but financial problems can be a major problem whatever your age. Financial problems are a worry and most...

Increasing numbers of investors are shunning equity funds and investing in the stock market directly through investment clubs. So how do investment...

Inheritance tax was once seen as a tax on the rich but with earnings and property prices constantly rising in some parts of the country this tax now...

The old saying goes that there are only two certainties in life: death and taxes. Never is this more true than with inheritance tax, which is paid on...

Personal pension plans have come in for a lot of criticisms in recent years, as many people have, upon retirement, either been disappointed at the...

In its most basic terms life insurance is a policy that you take out and pay for, usually monthly or annually, which financially protects you in the...

For many people facing retirement, the nightmare scenario is that they live long enough to outlast their savings. If you want to manage your cash...

Many people look forward to retirement and are determined to leave the working week behind. For many people, however, reaching retirement age is...

Pensioners and other investors who rely in dividends as a main source of income have been particularly hard hit by the credit crunch and the...

Knowing the pitfalls to avoid with your retirement savings won’t guarantee a financially stress free retirement, but it may help. Retirement...

It’s often described as the longest holiday you will ever take but, unlike most holidays, planning ahead financially for your retirement should be a...

Getting your asset allocation right is the most important decision you can make with regards to your investments. This article explains how you...

Every parent wants to ensure that their children have the best financial start they can possibly have when the time comes to go it alone. Future...

Annuities are often considered to be a thorny and complicated subject for people facing retirement. Here are ten important facts about annuities that...

Sometimes financial jargon seems to be designed to confuse people. This is particularly true of the pensions market, where terms such as annuity...

With something as important as your finances it is vital that you receive the best advice you can. Recommendations on where to get a good financial...

With the economic situation in the UK getting worse, the Bank of England made the unusual announcement of its intention to begin ‘quantitative...