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Below are our articles on the subject of Pensions. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...

Alternatives to Pensions

Although pensions are a guaranteed source of income when you finally hit retirement age and are also very tax efficient, they do carry with them a degree of inf...

Annuities: A Rip Off or a Complex Retirement Product?

The reputation of annuities has taken quite a battering in recent years. Many soon-to-be pensioners have been shocked at how their hard-earned...

Can You Close Your Pension Shortfall?

If your retirement income works out at less than your retirement outgoings, then you have a pension shortfall. A pension shortfall indicates that...

Getting a Better Pension

It is a well known fact that as the recession bites harder, older workers close to retirement are facing two major concerns. First, there’s the fear that they could...

How Much Should You Invest in a Pension?

How much should you invest in a pension is a tricky question and the answer takes in a number of factors. A pension may need to last you for 20...

How To Get More From Your Pension

Getting the most from your pension should always be a priority. Your pensions, investments, and savings will no doubt need to last you for at least 20 years, and...

Pension Choices

Pension choices are no longer what they used to be. Whereas once people could be certain of a job for life and the pension that went along with it, this is now no...

Pension Companies Forcing Thousands Into an Impoverished Retirement

Britain’s pensions industry has not covered itself in glory over the years. Poor investment performance, annuity rates that fluctuate wildly from...

Pension Contributions Q & A

The rules regarding pension contributions can be confusing, and can vary depending on whether you are paying into a person or company pension. This article answers...

Pensioner Savings Q & A

Ask the vast majority of savers exactly what it is that they are saving for and they'll answer with one word - retirement. Yet those people who are approaching...

Pensions for the Self Employed

If you run any kind of a business it may be tempting to disregard a pension plan and look on your business as your pension. This is a risky way to view your...

Pensions from Your Employer-What You Need to Know

For the majority of people in the UK pension plans will be set up through their employer. An occupational pension is a pension plan that is...

Pensions: How to Take Control of Your Pension Pots

If you have changed jobs at least once in your career so far, then the chances are that you have accumulated more than one company pension pot....

Public Sector Workers to Pay More Into Their Pensions

Recent austerity measures announced by the coalition Government could mean millions of public sector workers being asked to pay more into their...

Should You Defer Your Pension?

If you are planning to carry on working after you reach retirement age, or you don’t need to rely on your state pension straight away, you might think it worth...

Taxation and Pensions

Unfortunately, just because you are no longer working does not mean that you will no longer be paying tax. State, personal, and company pensions are all subject to...

The 12 Biggest Pension Mistakes

Your pension should be your greatest asset as you enter retirement, but if you make a mistake with your pension in the years before you retire you could end up...

The Government's New Work Based Pension Scheme

At present no-one in the UK is compelled to set up their own personal pension. However, that is set to change. From 2012 millions of workers who...

Types of Annuity

When you buy an annuity you are basically exchanging a lump sum of money for a guaranteed regular income. People who buy annuities will usually use the money in...