Pensions

Although pensions are a guaranteed source of income when you finally hit retirement age and are also very tax efficient, they do carry with them a...

If your retirement income works out at less than your retirement outgoings, then you have a pension shortfall. A pension shortfall indicates that...

It is a well known fact that as the recession bites harder, older workers close to retirement are facing two major concerns. First, there’s the...

How much should you invest in a pension is a tricky question and the answer takes in a number of factors. A pension may need to last you for 20...

Getting the most from your pension should always be a priority. Your pensions, investments, and savings will no doubt need to last you for at least...

Pension choices are no longer what they used to be. Whereas once people could be certain of a job for life and the pension that went along with it,...

Ask the vast majority of savers exactly what it is that they are saving for and they'll answer with one word - retirement. Yet those people who are...

If you run any kind of a business it may be tempting to disregard a pension plan and look on your business as your pension. This is a risky way to...

For the majority of people in the UK pension plans will be set up through their employer. An occupational pension is a pension plan that is usually...

If you are planning to carry on working after you reach retirement age, or you don’t need to rely on your state pension straight away, you might...

Unfortunately, just because you are no longer working does not mean that you will no longer be paying tax. State, personal, and company pensions...

Your pension should be your greatest asset as you enter retirement, but if you make a mistake with your pension in the years before you retire you...

At present no-one in the UK is compelled to set up their own personal pension. However, that is set to change. From 2012 millions of workers who...

When you buy an annuity you are basically exchanging a lump sum of money for a guaranteed regular income. People who buy annuities will usually use...

It is a well-known fact there are just two certainties in life: death and taxes. It still comes as something of a surprise to people approaching...

These are difficult times for most people, but especially for pensioners. At £90.70 a week, the Basic State Pension does get you very far. Many...

It has been said that the British are no good at complaining, but when it comes to important financial matters, such as our pensions, then knowing...